How Mark Cuban May Help You Lower Your Car Payment

Bad news:

You could be wasting $306 every month on overpriced auto loan payments.

The reason for this? You can blame large banks constantly lobbying to keep laws in their favor. They prioritize their profits over fair lending.

The truth is they charge you what they believe they can, instead of a fair rate based on your credit profile.

I’ve seen coworkers with identical credit scores paying crazy different interest rates.¹

I don’t know about you but I think that’s super sleazy. It gets me absolutely furious! It makes me wanna cry in rage.

It’s so frustrating that they take any chance to enlarge the heavy financial burden on everyday American families just for a little more profit.

The reality is these banks want you blind to the fact they overcharge you. They profit from your struggle after all, right? And the government doesn’t care to teach you personal finance.

But it’s possible to get a fair deal and say goodbye to all that waste today, because there’s something much better.

As of 2025, Yendo has saved thousands of everyday Americans over $100,000,000 in interest and fees compared to their previous credit options.

What’s Yendo? It’s a Dallas-based fintech company reshaping the lending industry. They’re backed by Mark Cuban himself.

He invested in the company back in 2021 because of the “strong commitment to helping those who are underbanked and need financial support rather than extracting every dollar they can.”²

You see, Yendo is on a mission to make affordable credit accessible to everyone across the U.S. and finally put an end to predatory loans.

And thousands of Americans already took the opportunity to refinance their auto loans with Yendo, saving on average $306 per month.

That’s right.

How are they able to do this?

Yendo Mastercard is actually the first credit card backed by vehicle equity. It works like a regular Mastercard, but taps into your vehicle equity to get higher limits at the same affordable rates of unsecured super-prime credit cards.

The auto loan refinancing works like this:

• Your existing loan is paid off using the funds from your new Yendo card. (Remember, you’re never locked with your current lender. And you’ll never lose the balance you’ve paid until now, it’s your equity.)
• Your car’s title becomes the collateral backing the new credit.
• Your monthly auto loan payment is replaced by your Yendo credit card payment—say goodbye to overpaying.

Pretty smart, right?

The Yendo card gives you a line of credit (up to $10,000) you can use for everyday purchases or keep for emergencies.

And just like a tradicional credit card, if you pay your balance on time you completely avoid interest. (Yes, literally zero interest on your payments.)

It gets better: As you pay down your auto loan, your credit limit increases. So the more you pay, the more you can spend.

Now if that sounds reasonable to you, all it takes is 2 minutes to see if you qualify to refinance your auto loan and stop wasting money.

You’ll be joining +115,000 Yendo customers (4.8 rating) protecting their hard-earned dollars the smart way. Some of them even brag about finding Yendo:

Ok all of these sound great, but what’s the catch? The answer is none. Yendo has transparent rates and even helps you build your credit score.

And if you’re questioning why would people use their car as collateral…

Yendo makes it as hard as possible for someone unable to make payments to actually lose their car. They will not repossess unless all other options (such as a repayment plan or vehicle trade-in) are exhausted.

The truth is repossessions are rarely enough to cover the debt and the whole process is just filled with complications, costs, and red tape for the lender. So they want to avoid it.³

Also, with Yendo the minimum payment is just 1% of the outstanding balance plus interest and fees, or $50, whichever is greater.

They’re also big on teaching people financial literacy. For example, Mark Cuban is helping Yendo partner with local businesses in related services such as credit repair.²

This is why Yendo is popular among savvy American savers who spend hours and hours researching before taking a financial decision.

I’m talking about those smart people who somehow know how to stretch every dollar they can (especially when the economy is doing bad). That is the typical customer of Yendo.

Now imagine:

How much easier would your life be with an extra $300 every month?

Not only will you save more but also potentially pay off your car faster—getting one step closer to owning your life.

That could be your reality as soon as when you receive your next car payment bill. And all you have to do is take 2 minutes to see if you qualify, with no impact to your credit.

Remember:

Banks will continue overcharging you as much as they can unless you do this.

So make sure to apply through the link above so you can get same-day approval and finally get the affordable interest rate you deserve.

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Footnotes

1. https://advocacy.consumerreports.org/wp-content/uploads/2021/12/CRM_Car_Loans_01-22.pdf ↩︎
2. https://techcrunch.com/2021/10/07/mark-cuban-backed-otto-raises-4-5m-to-turn-car-equity-into-credit/ ↩︎
3. https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-more-vehicles-eligible-for-repossession-than-pre-pandemic/ ↩︎